Terms of Service
1. Scope of Services & Technology Provider Status
Contextio is a non-custodial technology platform (and not a financial services provider, fintech, bank, credit institution, or custodian) operating on the Stellar network. We provide purely technical software tools allowing businesses to configure automated treasury allocations (e.g., through Blend and DeFindex protocols) and execute localized payroll flows in Latin America (including Brazil, Argentina, and Colombia). The platform acts as an agentic assistant that proposes moves based on tenant-configured parameters; however, the ultimate execution and cryptographic authorization always remain with the tenant's operator keys.
2. Self-Custody and Security
You retain sole ownership and control of your private cryptographic keys and credentials (such as Freighter or other Stellar-compatible wallets). Contextio does not store, hold, or have access to your private keys. All blockchain-state modifications, including DeFi deposits, yields, and transfers, must be explicitly signed by you. You are entirely responsible for safeguarding your credentials and verifying all transaction parameters before signing.
3. Legal Context Protocol (LCP)
Contextio implements the Legal Context Protocol (LCP). Every state-changing transaction executed through the platform embeds a cryptographic binding (SHA-256 hash) linking directly to this Terms of Service document. By initiating and signing any agentic or manual transaction on-chain, you cryptographically bind your business to the terms, consent requirements, and dispute resolutions set forth herein at the time of execution.
4. Risk Disclosure
Blockchain transactions are public, irreversible, and inherit smart-contract risks. Interacting with third-party decentralized applications like Blend (lending pools) and DeFindex (index vaults) involves risks of protocol exploits, smart contract vulnerabilities, stablecoin peg failures, and extreme market volatility. Contextio is a technology provider, not a financial advisor or a custodian. All assets deployed on-chain are at your own risk.
5. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of Brazil, Argentina, and Colombia depending on the jurisdiction of your tenant's registration. Any conflict, claim, or dispute arising out of these terms or our services shall be submitted to the default arbitration channel defined in the LCP manifest: Contextio Default Arbitration, governed by the laws and languages specified in the legal-context.json metadata.